Money Management
Here to help you manage your money well
Clients of The Welcome Centre can access our Money Management service.
The Welcome Centre's Advice, Guidance and Support service offer Money Management sessions, empowering clients to better understand their finances. The sessions help clients to explore their potential options of increasing income and reducing their expenses.
We can offer 1-2-1 support on
- completing benefit checks
- reviewing income sources
- reviewing Universal Credit claims
- general support on how to deal with debt
Ways to help yourself
There are a number of services both locally and nationally that are easy to access and you can use yourself. They cover issues such as loan sharks, debts, pension and money advice. Please see below for more details.
BetterOff is a service for people who live in Kirklees. BetterOff will show you the benefits you are entitled to and will help you to apply for them online. BetterOff also provides information on how to find and apply for jobs.
BetterOff Kirklees
Money Helper is run by The Money and Pensions service; an independent service set up by the government. It has useful tools for building a budget and getting to grips with Universal Credit.
Money Manager for Universal Credit claimants
Money Helper
National Debtline is a free and impartial debt charity that empowers its clients to make an informed decision on how best to deal with debt. It offers letter templates to deal with creditors and budgeting tools to help clients manage their money.
National Debt Line
Grant applications can be a way of accessing funds for essential items if you are struggling and in a financial crisis. To access the funds from these grants, you must meet certain criteria. You can search for charitable and educational grants using the Turn2us grant searcher which provides its clients potential grant funders to suit their individual circumstances.
Turn2us
Stop Loan Sharks - If you or someone you know has borrowed money from a Loan Shark (someone who doesn't have a licence to lend money), you can report them anonymously to the Illegal Money Lending Hotline on 0300 555 2222. They also provide additional information and support online.
Stop Loan Sharks
The Help to Save scheme was launched to help low-income earners claiming universal credit or working tax credit to save. Many more have become eligible for the scheme over the last year as their income's taken a hit due to coronavirus. Help to Save pays a 50% bonus on the amount saved, up to a maximum of £1,200 over four years.